TREG @ REMAX PARTNERS
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    • The Client Experience
  • Using a Realtor
    • Correct Pricing Is Critical
    • 12 Reasons to Use The THORIN Group
    • Selling Process
    • Buying Process
    • Think You Don't Need a REALTOR®?
  • Property Search
  • Giving Back
  • The Mortgage Process
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    • Disclosures & Agency Documents
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Why use THORIN Real Estate Group to buy your home?
We will help you with all the following steps and more.  We will save you time and money by researching properties based on your criteria, helping you secure the best mortgage rates, counseling you on the offer amount and terms most favorable to you, and negotiating on your behalf.


STEP 1:  Decide What You Want

Think about location and proximity to work or the kids' schools, or entertainment, or amenities.  Consider the type of home you want whether it is a single-family home with a yard or a low-maintenance condo.  And think about the age of the home.  Existing homes may have more character and mature trees whereas new homes may require less maintenance but require landscaping and enduring nearby construction.
STEP 2:  Know What You Can Afford

Many factors come into play on affordability such as down payment, loan terms, and interest rates.  A lender will provide a pre-qualification, usually at no cost, to determine how much you can afford based on your income, employment history, education, assets, and debt.  Because a lender says you are approved for a $400,000 loan doesn't mean you have to spend that money.  And just because you can afford it doesn't mean you should buy it.  We can help you sort through these details.

STEP 3:  Make an Offer

You’ve figured out your home-search criteria and what you can afford.  Now you need to find a house and make an offer.  We are invaluable in this part of the process that involves many steps, including preparing a contract and the myriad details that encompass a quality offer, handling negotiations with your best interests in mind, and juggling inspections, option periods, and deadlines.

STEP 4:  Secure Your Financing

Unless you’re paying cash for the home, you’ll need a loan. Keep in mind the true price of financing goes beyond the interest rate alone.  Consider items such as points, total lender fees, term of the loan, and penalties for early payment.  The lender will likely require an appraisal to verify that the home is worth the cost of the loan as well as a physical survey.  Repairs may be required.  Insurance must be purchased.  All these conditions and others must be satisfied before a transaction can close.
STEP 5:  Close the Deal

After weeks or even months of research and decision-making, you close the transaction, usually at the title company's office. The title agent will ask you to sign many, many documents and will explain each one.  You’ll present a cashier's check to the Closer, sign another document that itemizes closing costs (the lender will have given you an estimate in advance), and pay your share of the closing costs.  In return, you will receive a deed, transferring ownership rights to you.


Contact us!  832.723.0740
RE/MAX PARTNERS  |  281.893.8400
6401 Cypresswood Dr #100  |  Klein TX 77379

Each RE/MAX Office Is Independently Owned and Operated.
© COPYRIGHT 2017. ALL RIGHTS RESERVED.
  • Home
  • About
    • The Client Experience
  • Using a Realtor
    • Correct Pricing Is Critical
    • 12 Reasons to Use The THORIN Group
    • Selling Process
    • Buying Process
    • Think You Don't Need a REALTOR®?
  • Property Search
  • Giving Back
  • The Mortgage Process
  • Helpful Links
    • Disclosures & Agency Documents
    • Mortgage Lenders
    • Home Warranties
    • Inspection Services
    • Appraisal Districts
  • Contact
  • Tours